Cash Flow
Last Updated: April 22, 2026
We are committed to protecting your privacy. This policy explains what data we collect, how we use it, and the choices you have.
This Privacy Policy describes how Cash Flow ("we," "us," or "our") collects, uses, and shares information when you use our mobile application ("App"). We are committed to protecting your privacy and handling your data transparently.
2.1 Information You Provide
When you use the App, you may provide:
2.2 Information Collected Automatically
We automatically collect:
2.3 Information from Third Parties
We receive information from:
We use the information collected to:
4.1 Local Storage
All of your financial data — transactions, budgets, savings goals, recurring bills, debt accounts, profile settings, and generated avatars — is stored locally on your device. We do not upload or sync your financial data to our own servers.
4.2 AI Processing
When you use AI features, the following data is temporarily transmitted to Google's Vertex AI (Gemini) service for processing:
This data is sent only during the AI request and is not retained by us on any external server after the response is generated. Google's data handling for Vertex AI is governed by Google's Cloud Privacy Notice.
4.3 Avatar Generation
If you use the AI avatar feature, your display name and demographic hints (gender, ethnicity) are sent to Runware's API to generate a profile image. The generated image is then stored locally on your device. We do not retain this information after the image is delivered.
We do not sell your personal information. We share information only in the following limited circumstances:
| Recipient | Data Shared | Purpose |
|---|---|---|
| Google Vertex AI (Gemini) | Financial data, receipt/document images | AI feature processing |
| Google Firebase | Anonymous user ID | App infrastructure, authentication |
| Google AdMob | Device identifiers, ad interaction data | Advertising |
| RevenueCat | Purchase events, subscription status | Subscription management |
| Runware | Display name, demographic hints | AI avatar generation |
| Meta (Facebook) | Shared content (user-initiated) | Social sharing |
We may also disclose information if required by law or to protect the rights, property, or safety of us, our users, or others.
The App requests the following device permissions:
| Permission | Use | Required |
|---|---|---|
| Microphone | Voice transaction logging | Optional |
| Speech Recognition (iOS) | Transcribing voice input | Optional |
| Camera | Scanning receipts and documents | Optional |
| Photo Library (iOS) | Importing receipt images | Optional |
All permissions are requested only when you attempt to use the relevant feature. You may deny any permission; this will only disable the associated feature and will not affect core App functionality.
The App may display advertisements served by Google AdMob. Google may use your device's advertising identifier (IDFA on iOS) and usage data to serve personalized ads. You can opt out of personalized advertising at any time through your device settings:
We do not control the content of third-party advertisements. Google's advertising practices are governed by Google's Privacy Policy.
The App is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will take steps to delete it promptly. If you believe we have collected information from a child under 13, please contact us at psionictypo@gmail.com.
We take reasonable technical and organizational measures to protect your information. Your financial data is stored locally on your device and protected by your device's built-in security features (including optional PIN lock within the App). Data transmitted to third-party AI services is sent over encrypted connections (HTTPS/TLS). However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.
Since your financial data is stored locally on your device, it is retained until you delete the App or manually clear the App's data. Data sent to third-party services (Google Vertex AI, Runware) for processing is not retained by us after the request is fulfilled. RevenueCat retains purchase records in accordance with their own retention policies.
Depending on your location, you may have the right to:
Since most of your data is stored locally on your device, you have direct control over it at all times. To exercise any rights regarding data held by third-party services we use, please contact those services directly. For any other requests, contact us at psionictypo@gmail.com.
If you are a California resident, you have the right to know what personal information we collect, the right to request deletion of your personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your rights, contact us at psionictypo@gmail.com.
The App is operated from and data is processed within the United States and regions where our third-party providers operate (including Google's global infrastructure). By using the App, you consent to the transfer of your information to these regions, which may have different data protection laws than your country of residence.
The App integrates with third-party services whose privacy practices are independent of ours. We encourage you to review the privacy policies of:
We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last Updated" date at the top of this policy. Continued use of the App after any changes constitutes your acceptance of the updated policy.
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at: Email: psionictypo@gmail.com
By using Cash Flow, you acknowledge that you have read and understood this Privacy Policy and consent to the data practices described herein.